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How To Get An International Student Loan In Canada
International Student Loans are private education loans provided by specialist lenders that are available for international students who are studying at approved colleges and universities in the USA or Canada.
Some international students in the US have to apply with a qualified cosigner, but there are a growing number of colleges in the US and across Canada where students may apply for a loan without a cosigner.
Who is eligible to apply for an International Student Loan in Canada?
If you’re an international student looking to study in Canada but need financial aid, you may be eligible for these international student loans.
Students who are not also Canadian citizens or non-citizen permanent residents and who are attending an eligible Canada college or university can apply.
Loans are also available to international students in Canada (including US students) at select universities. Canadian students on study abroad programs or enrolled at certain foreign universities can also apply. Students who are not US citizens or permanent residents and who are attending schools outside the US/Canada are not currently eligible for an international student loan.
International students can get loans to pay for college in Canada It will depend on your non-citizen status and if you have a co-signer.
How much can be borrowed?
The maximum amount that can be borrowed is the total cost of your education minus any other aid (like scholarships, grants, etc) received. Also, the total cost of your education will vary depending on your school and the course’s cost of attendance. And after you apply and receive the initial loan approval your school must certify the amount of the loan.
How much student loan can you get in Canada?
If you are a part-time student, you can get up to $10,000 of Canadian student loans. However, if you pay off some of the loans, you can apply for more, up to the $10,000 limit again.
How do I apply for an International Student Loan?
Below are a few steps to guide you through applying for an international student loan:
- Before applying for a private student loan, you will need to know how much you need to borrow. You should review the financial aid award letter your school sent to you. Next, find a loan that meets your needs. You can use our Loan Comparison Tool to do this with just a few clicks.
- You will then submit your application directly to the lender and they will guide you through all the necessary paperwork.
- After the lender has received and approved everything the money is transferred directly to your school/university to pay your tuition. You will receive any remaining loan proceeds from them.
Loans that do not require a cosigner are changing the face and availability to international students. More educational goals can be achieved as more students find the funds they need. Be smart about the loans you are applying for and the payment process. For more information, visit the
What are the Schools in Canada Approved for Loans
Below are the list of schools in Canada approved for loans:
- Acadia University
- Alberta University of the Arts
- Atlantic Baptist University
- Bethany Bible College
- Bishops University
- Brandon University
- Briercrest College and Seminary
- Canadian Nazarene University College
- Canadian Southern Baptist Seminary
- Canadian University College
- Capilano College
- Carleton University Cosigner Not Required
- Columbia Bible College
- Concordia University – Sir George Williams
- Concordia University College of Alberta
- Crandall University
- Dalhousie University
- Emily Carr Institute of Art & Design
- Holland College
- International Bible College
- Kwantlen University College
- Lakehead University Cosigner Not Required
- Laval University
- McGill University
- McMaster University Cosigner Not Required
- Mount Allison University – Sackville
- Ontario College of Art and Design
- Pacific Life Bible College
- Prairie Bible Institute
- Providence College
- Providence University College & Theological Seminary
- Queen’s University Cosigner Not Required
- Queens University at Kingston Cosigner Not Required
- Regent College
- Ryerson University Cosigner Not Required
- Simon Fraser University Cosigner Not Required
- St. Francis Xavier University
- St. Marys University
- St. Stephen’s University
- St. Thomas University
- Trent University Cosigner Not Required
- Trinity Western University
- Universite de Montreal
- University College – Cape Breton
- University Kings College
- University of Alberta Cosigner Not Required
- University of British Columbia Cosigner Not Required
- The University of Calgary Cosigner Not Required
- University of Guelph Cosigner Not Required
- The University of Lethbridge Cosigner Not Required
- University of Manitoba Cosigner Not Required
- University of Moncton
- University of New Brunswick
- University of Northern British Columbia – Prince George
- University of Ontario Institute of Technology
- The University of Ottawa Cosigner Not Required
- University of Prince Edward Island
- University of Regina
- University of Saskatchewan
- University of Toronto Cosigner Not Required
- University of Victoria Cosigner Not Required
- University of Waterloo Cosigner Not Required
- University of Western Ontario Cosigner Not Required
- University of Windsor Cosigner Not Required
- University of Winnipeg
- Wilfried Laurier University Cosigner Not Required
- York University Cosigner Not Required